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Refund Policy

1. 30-Day Money-Back Guarantee

Cardemio, operated by KSUR Services, offers a 30-day money-back guarantee. If you are not satisfied with a paid subscription or one-time purchase, you can request a full refund within 30 days of your order date.

2. How to Request a Refund

Refunds are processed by our payment provider and Merchant of Record, Paddle.com. To request a refund, visit paddle.net with your order details, or email us at support@cardemio.com and we will help you.

3. Processing Time

Approved refunds are returned to your original payment method. Timing depends on your bank or payment provider, and usually takes a few business days to appear.

4. Cancellations

You may cancel your subscription at any time from your account settings or through the Paddle customer portal. Cancellation stops future billing, and you keep access to paid features until the end of the current billing period.

5. Free Plan

Cardemio offers free features so you can evaluate the product before purchasing. No payment is required to use the free plan.

6. Contact

For refund questions, contact KSUR Services (trading as Cardemio) at support@cardemio.com. Paddle.com handles customer service inquiries and returns for all orders.